Channel 7 Interview with Mixed File Victim

Channel 7 Interview with Mixed File Victim Last night, Michael Finney of Channel 7 in San Francisco interviewed our client Lisa Allen about her experience with the credit reporting agencies. When Lisa was just a child, the Social Security Administration mistakenly gave her social security number to the guardian of a another Lisa Allen who lived in another state. The mistake occurred because their names were the same and their birthdays were only ten days apart. As the two Lisas went through their teen years, Experian, Equifax and Trans Union mixed their credit files meaning the other Lisa’s credit files...

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What is a Credit Privacy Number?

What is a Credit Privacy Number? Ever heard of a Credit Privacy Number (CPN)? It is a nine-digit identification number that looks like a social security number (SSN) and may be used instead of a SSN, for certain purposes. Consumers are often required to disclose their SSN to the IRS, employers, the DMV, when buying a gun, or applying for a federally insured loan. In certain circumstances, federal law allows consumers to legally use a separate identification number. CPNs are commonly used by celebrities, members of Congress, and witnesses in a federal protection program. However, CPNs can be misused. Shady...

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Service Members Risk Identity Theft

A new report by West Point Prof. Gregory Conti urges the military to reform its practices to protect service members from identity theft. Conti reports that service members and their families are burdened with a work environment that shows little regard for their personal information resulting in frequent theft of their identities. The Navy and Marines have recently made efforts to limit the use of social security numbers. Military ID cards no longer include the number. But Conti said the situation had not really changed: “The farther you get away from the flagpole at headquarters, those policies get overturned by...

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