Experian Reporting Rent Data on Credit Reports

Experian has announced that starting this year, it will be reporting “positive” rental data from its RentBureau® division into the traditional credit files. Starting in 2012, Experian will start reporting negative rental payment information. Experian claims this will help the 50 million underbanked consumers, such as college students and recent immigrants, to build credit with on-time rental payments. What it will mostly do is lower renters’ credit scores if, as frequently happens, they are late on a rental payment. The ding on their credit will follow them around for seven years. There really should be some restrictions on reporting someone...



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