How to Order Free Credit Reports

The Fair Credit Reporting Act requires the nationwide credit bureaus to provide everyone copies of their credit reports at no charge once a year. One way to order your free credit reports is to go online to www.annualcreditreport.com. But another and perhaps easier way to order the reports is to call (877) 322-8228 and use an automated procedure set up for this purpose. Consumers should avoid the websites set up by Experian, Equifax and Trans Union that promise free credit reports but are designed to induce the purchase or credit scores and credit protection schemes of little or no value.

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