Debt Collectors Specializing in Deceaseds’ Debts

Most of the time, survivors are not liable for the debts of their deceased relatives. If Uncle Waldo dies and leaves a $10,000 credit card debt, Niece Lauren is not obligated to pay it. The usual exception is when Uncle Waldo has assets, his estate is probated, and the credit card company makes a timely claim against the estate assets. But the New York Times reports that several debt collection companies, including Minneapolis-based DCM Services, are specializing in collecting deceased people’s debts, despite that usually there is no obligation to pay them. According to the article, collecting on the debts...



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