Credit Reporting Agency Sues Experian and CoreLogic for Monopolization

Today, a Florida-based credit reporting agency filed a class action against Experian, the national consumer credit data repository, and CoreLogic, Inc., the nation’s largest credit report reseller, alleging they violated the antitrust laws. The plaintiff alleges Experian and CoreLogic acted to deny smaller credit agencies access to Experian’s mortgage credit information for tri-merged mortgage credit reports. Banks and investors require such reports to extend credit for home mortgages. The complaint alleges Experian and CoreLogic were partners in the Credco mortgage credit reporting business some years ago when Experian “agreed to eliminate up to 87% of CoreLogic’s rivals” is exchange for...


Credit Bureau CoreLogic Knows Everything About You

Lenders will soon be able to easily check the deepest recesses of your financial life accessing information that never before appeared on your credit report according to a NYT report. CoreLogic, a credit reporting agency little known to consumers, is offering a new type of credit file based on the huge repository of consumer data it maintains on just about everything that most of the traditional credit bureaus do not: missed rental payments that have gone into collection, any evictions or child support judgments, as well as any applications for payday loans, along with your repayment history. The new report...



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