Deceptive “Free” Credit Reports to Avoid

Consumers Union has released a report on the “free” credit reports available on the Internet that are not really free. The study looked at 24 sites were consumers are enticed to obtain free credit reports but only if they agree to pay for their credit scores and other services at the same time. Some sites offer free credit reports and free credit scores, but only if the consumer signs up for a credit monitoring service. Almost all the sites discouraged consumers from going to annualcreditreport.com, which is the one site where consumers may, once a year, get a free credit...

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