Mark Anderson represents consumers who have problems with credit reports and those who have purchased a lemon vehicle.
Reports and credit scores are used by banks and other sources of credit as well as landlords, insurance companies, and employers. It is not an overstatement to say that credit reports and credit scores are a huge factor in consumer welfare.
The credit reporting system leads to an astonishingly high error rate in the credit reports. If an error on your report is affecting your credit score and ability to obtain credit, you can seek relief. You have a right to accurate credit reports.Credit Reporting Cases
In California, the Lemon Law protects buyers and lessees from serious warranty defects that the dealer or manufacturer can’t repair. In fact, the California lemon law covers all “consumer goods” purchased for personal or family use.
You have the right to bring suit against the dealer or manufacturer for any unrepaired or defective products.Lemon Law Cases
Background Reports on Job Seekers
Before deciding to hire an applicant, employers often hire specialized agencies to prepare background reports on applicants. The agencies search public records for information on any criminal activity and other adverse information.
The FCRA requires employers to send a copy of the background report to the applicant before deciding not to hire the person based on adverse information in the report. Applicants are supposed to be given a chance to dispute inaccurate information in the report before being rejected.
If the employer fails to give the applicant a chance to dispute adverse information in a background report, the applicant may sue the employer for damages. The applicant may also sue the agency for providing the employer a report with inaccurate adverse information.