Welcome

We represent consumers who have problems with their credit reports. This includes consumers whose credit reports are inaccurate because the credit bureaus are mixing their file with someone else’s file, victims of identity theft and other inaccuracies. Some consumer’s files are inaccurate because debt collectors have “re-aged” old debts they stay on the consumers’ credit reports long after they should have been removed. Others are inaccurate because the reporting agency has misread court record, or is confusing the consumer with someone who has a criminal record.

We also represent consumers who are complaining that their credit reports have been obtained and used by persons who do not have a legal right to look at their reports. Looking at a consumer’s credit report without their permission and without a legal “permissible purpose” is a violation of the Fair Credit Reporting Act and an invasion of the consumer’s privacy.

In handling these FCRA case, we have sued all three major credit reporting agencies -- Experian, Trans-Union and Equifax – as well as corporate defendants like Capital One Bank and CitiFinancial.

We handle these cases on a contingency fee basis so you do not have to pay our fees. Under the FCRA, if the plaintiff wins the case, the defendants that violated the FCRA must pay their fees and costs. If we think you have a good case, we will take it on a contingent fee basis.